*All plans O.A.C.

Option 1:
Freedom Plan
Finance charges will be computed at an APR of 4.9%. Minimum monthly payment will be computed at 2.5% of balance. Offered via American General Financial Services only. This is a revolving account and can be paid off at any time with no early payment penalty.

Option 2:
90 Days No Payment, No-Interest Option
Special terms of 90 days no payment, no-interest option will apply to purchases charged with approved credit to your Home Furnishings card issued by Wells Fargo Financial National Bank or American General Financial Services. No payments are required during the option period. The no-interest option means there is no interest if your purchase is paid in full within 90 days after the date of purchase; otherwise, interest accrues from date of purchase at the regular APR. The regular APR is 21.9%(for American General) and 24.4%(for Wells Fargo) as of January 1st, 2008. The APR may vary. This is a revolving account and can be paid off at any time with no early payment penalty.

Option 3:
12 Months No Payment, No-Interest Option
Special terms of 12 months no payment, no-interest option will apply to purchases charged with approved credit to your Home Furnishings card issued by Wells Fargo Financial National Bank or American General Financial Services. No payments are required during the option period. The no-interest option means there is no interest if your purchase is paid in full within 12 months after the date of purchase; otherwise, interest accrues from date of purchase at the regular APR. The regular APR is 21.9%(for American General) and 24.4%(for Wells Fargo) as of January 1st, 2008. The APR may vary. This is a revolving account and can be paid off at any time with no early payment penalty.

Option 4:
24 Months No-Interest Option with Regular Minimum Payments
Special terms of 24 months no-interest option with regular minimum monthly payments will apply to purchases charged with approved credit to your Home Furnishings card issued by Wells Fargo Financial National Bank or American General Financial Services. Regular minimum monthly payments are required during the option period. The no-interest option means there is no interest if your purchase is paid in full within 24 months after the date of purchase; otherwise, interest accrues from date of purchase at the regular APR. The regular APR is 21.9%(for American General) and 24.4%(for Wells Fargo) as of January 1st, 2008. The APR may vary. This is a revolving account and can be paid off at any time with no early payment penalty.